In a letter to The Great Pumpkin at Halloween, Charles Schultz writes: "When you rise out of the pumpkin patch that night, please remember I am your most loyal follower. Have a nice trip. Don’t forget to take out flight insurance.” Given that "The Complete Peanuts" was written in the early '60s, insurance has been important for a very long time. Recently, I left home on All Hallows Eve and these words popped into my mind. I had just bought furniture, rented an apartment and started my first job. These things make me feel very grown up and the fact that I am no longer covered under my parents' insurance is scary. Fortunately, I spent some time looking at various insurance choices before I left home. I think I'm sorted. I started this blog to outline the most important information I found. I trust you find it useful. Thank you.
Posted on: 30 August 2019
You probably love running your restaurant. It's abuzz with activity every day, which can be an exhilarating experience. Plus, you get to be your own boss and run things your way. But as a business owner, you also run some risks that can end up putting you out of business if you're not properly protected. Here are some risks to make sure your restaurant is covered for. Thefts And Robberies [Read More]
Posted on: 22 August 2018
Your trade business insurance has a lot of important benefits; however, one of the most important is your 'tools of trade' coverage. Your tools aren't just valuable to you but are attractive quick earners for thieves; they may also get lost or damaged. The problem is that if you don't have your tools, then you can't work until you replace them. While trade insurance policies include tools coverage, not all policies have the same benefits. [Read More]
Posted on: 10 October 2017
Life insurance can be described as the contract that is signed and agreed upon by the insurance company and you. To the insurance company, you are the customer, and your dependents are the beneficiaries entitled to receiving the benefits should you happen to pass on during the contract term. Regardless of whether you have dependents or not, it is crucial that you have a viable insurance policy for the sustenance of you and your loved ones in case of income loss, incapacitation or death. [Read More]
Posted on: 1 August 2016
Are you on the fence about whether you should plough money into training the truck drivers you employ? There are so many benefits to training, from increasing safety to improving efficiency. However, if funds are something you're worried about, then the biggest benefit is that training drivers will actually save you money in the long run. Here are 3 ways you can cut costs by sending your drivers on a course. [Read More]